Kelly Holbrook of Simply Divine Beauty Lounge

A decision regarding your loan application in 48 hours and cash within a week. Then you can proceed with your plan to improve your business.

Not every small business needs a large loan so whether you need a new piece of equipment, or have maintenance or repair needs, want to do a small renovation or need working capital, the Common Capital Fast Track Loan Program for established businesses may be able to help. And, if your loan request is approved, you are automatically entitled to receive no-cost business assistance services from Common Capital staff and consultants in the areas of accounting, marketing, human resources and other topics that will help to improve your business’s performance.

Interest Rate

Fixed rate between 5 to 8 percent, 2% closing fee

Loan Terms

6 to 72 months

Loan Size

up to $50,000

Loan Decision

In most cases, within two business days

Loan Funding

Usually within one week


Must be an existing business under the same ownership for at least one year (no start-ups).  If you are applying as a Partnership, LLC or Corporation, all individuals owning 20% or more of the business need to complete an application.  Non-profits do not qualify for this program.

Apply online or download the application and receive an answer in two business days. That’s it!

APPLY ONLINE via Secure Form

Once you submit the application online, check your email and click on the green “Confirm Document” button to complete the process.

DOWNLOAD the Fast Track Loan Application (Adobe Reader Required)

When you secure a loan from a community-based non-profit like Common Capital, you are assured that we meet or exceed rigorous federal regulations for U.S. Treasury Certified Development Financial Institutions. Online lenders only care about getting their money back and charging high rates of interest. We want your business to succeed. That’s why we offer no-cost business assistance to all our clients.

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