Committed to a Thriving Local Economy

Common Capital is a community loan fund and non-profit organization that is committed to a thriving local economy in order to create positive social and community impacts. We align capital and other resources to community needs and opportunities. We accomplish this by providing financing and business assistance to small businesses and high-impact community projects.

cdfiEvery dollar that Common Capital deploys is an investment in job creation, providing opportunity for low-income people, essential community services, neighborhood rejuvenation and environmental sustainability. We focus on businesses that are locally owned and that recirculate local dollars.

sbaCommon Capital is a Community Development Financial Institution (CDFI) certified by the U.S. Department of the Treasury CDFI Fund. In order to become a certified CDFI, an organization must have a primary mission of promoting community development; provide financial products and services; serve one or more defined low-income target markets and maintain accountability to the community it serves.

Click here for more information on the impact the CDFI industry has on communities throughout the United States


To speak with one of our staff, please call the Common Capital office at (413) 420-0183 or email any of us below!

Christopher SikesChristopher Sikes
Chief Executive Officer
(413) 420-0183, ext. 104
Send Chris an email by clicking here.

Chris Sikes is the CEO of Common Capital. He has directed the organization to provide economic sustainability for individuals and the community since 1989.


Michael Abbate
Chief Operating Officer
(413) 420-0183, ext. 102
Send Michael an email by clicking here.

Michael Abbate has over 25 years of experience in non-profit finance and administration and has lived in the Pioneer Valley for more than 15 years. In addition to his main role as COO, he is the program officer for the organization’s healthy food & farm financing program.

Kimberly GaughanKimberly Gaughan
Loan Services Administrator
(413) 420-0183, ext. 100
Send Kim an email by clicking here.

Kim has been with Common Capital since 2010. She is the first point of contact when you call Common Capital and enjoys speaking with individuals on a daily basis> If you would like information on how Common Capital can assist you with your business needs or to apply for a loan, please call or email her.

Callie Niezgoda
Loan Officer
(413) 420-0183, ext. 103
Send Callie an email by clicking here.

Callie has over 10 years experience in the financing industry. She performs underwriting on all loan sizes. She enjoys working with clients post-closing and identifying and opportunities for business assistance to help them succeed.

Sam OrtizSam Ortiz
Director of Lending
(413) 420-0183 , ext. 105
Send Sam an email by clicking here.

Sam Ortiz possesses over 30 years of banking, accounting and business lending experience. He is well versed in the areas of business planning, business financing, taxes, accounting, management consulting, and real estate sales. Sam provides loan underwriting and portfolio management at Common Capital.

Kelly Tiedemann
Business Assistance Coordinator
(413) 420-0183 , ext. 101
Send Kelly an email by clicking here.

Kelly has over fifteen years of experience working with small business owners providing assistance with basic finance and small business development.  She truly enjoys working with entrepreneurs through teaching, learning and collaborating to create long term success and lasting relationships!

Board of Directors

Tim Brennan, Board Treasurer
Executive Director, Pioneer Valley Planning Commission

Jonathan Daen
CFO, Australis Aquaculture

Linda Dunlavy
Executive Director, Franklin Regional Council of Governments

Jim Hickson, Board President
Sr. Vice President, Berkshire Bank

Clare Higgins
Executive Director, Community Action

Samalid Hogan
Mass Small Business Development Center, Regional Director

Jan Klausner-Wise
Office of Massachusetts Representative Ellen Story

Sara la Cour
Executive Director, Amherst Business Improvement District

Jay Leonard
Director, Babson Capital

Wilfredo Lopez
NAI Plotkin, Commercial Real Estate Broker

Frank Robinson
Executive Director, Partners For A Healthier Community

Ira Rubenzahl, Board Clerk
Former President, Springfield Technical Community College

Kevin Sweeney
Sweeney Strategic Consulting

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