Select Language:

Common Capital
Builds Dreams

About Us

Common Capital is a community loan fund and non-profit organization that is committed to a thriving local economy in order to create positive social and community impacts. We align capital and other resources to community needs and opportunities. We accomplish this by providing loans and a range of skill building tools to small businesses and high-impact community projects.

Building Stronger Communities, One Small Business at a Time

Get a Loan

Common Capital offers fixed and variable rate loans and lines of credit of any size up to $300,000 in Berkshire, Franklin, Hampshire and Hampden counties. Financing can be used for everything from a business start-up to working capital, inventory, supplies and equipment.

Learn More

Invest Locally

Common Capital manages a fund for individuals to invest in our local economy safely and with impact by investing in our Community First Fund. We are raising $1 million in loans from individuals who live in Massachusetts.

Learn More

Business Tips

We are proud to announce the launch of Common Cents, our new monthly e-newsletter focused on practical advice and guidance for small business owners. We will include articles containing best business practices applicable to any type of business and stories from some of our clients.

Learn More

Client Story Spotlight

View All

Mi Tierra Tortilla

Springfield, MA

After the Mi Tierra Restaurant in Hadley was completely destroyed by a fire, owners Dora Saravia and Jorge Sosa needed to think creatively in order to maintain their wholesale tortilla business.
View Client Story

Latest Business Tip

View All

Rethink Your Performance Review

If your entire team operates under a mindset of talking about performance as a “hindrance”, everyone suffers.
Read More